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We're a steady partner — defined by a nimble structure, seasoned expertise,
and strong financial ratings.
Our commitment is simple: to keep delivering the reliable,
responsive solutions you value most.

Providing Peace of Mind

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Our Strengths, Driven by People

  • 01

    Our Strengths

    Built to Deliver, 
Rated to Prove It

    We’re proud to hold A (Excellent) ratings from both A.M. Best and Standard & Poor’s—clear indicators of our financial strength and reliability. These ratings reflect the trust our partners place in us and our long-standing commitment to stability, consistency, and delivering on our promises—further reinforced by the backing and stability of our Japanese parent, The Toa Reinsurance Company, Ltd.

  • 02

    Our Strengths

    Behind every solution, it’s people who make the difference.

    Our team has a combined XX years of experience. Which gives us the depth and breadth of situational knowledge to make suggestions and create alternate ways of doing things and ultimately provide optimal reinsurance solutions.

  • 03

    Our Strengths

    Less Hierarchy, 
More Humanity

    Our flat corporate structure eliminates unnecessary layers, allowing us to move quickly and make decisions with speed and clarity. This streamlined approach fosters direct communication, faster response times, and greater agility—so we can adapt to your needs, act on opportunities, and deliver solutions without the delays of traditional hierarchies.

Reinsurance
You Can Rely On

We offer a wide range of reinsurance products written on both a proportional and an excess of loss basis.

Casualty

Casualty

E&S Property

E&S Property

Professional Liability

Professional Liability

Multi-Line/Regional

Multi-Line/Regional

AgRe

AgRe

Casualty

Casualty

E&S Property

E&S Property

Professional Liability

Professional Liability

Multi-Line/Regional

Multi-Line/Regional

AgRe

AgRe

Casualty

Casualty

E&S Property

E&S Property

Professional Liability

Professional Liability

Multi-Line/Regional

Multi-Line/Regional

AgRe

AgRe

Casualty

Casualty

E&S Property

E&S Property

Professional Liability

Professional Liability

Multi-Line/Regional

Multi-Line/Regional

AgRe

AgRe

Casualty

Casualty

E&S Property

E&S Property

Professional Liability

Professional Liability

Multi-Line/Regional

Multi-Line/Regional

AgRe

AgRe

Casualty

Casualty

E&S Property

E&S Property

Professional Liability

Professional Liability

Multi-Line/Regional

Multi-Line/Regional

AgRe

AgRe

Meet Our Team

  • Executive Team

    • Nathaniel Wallman

      Nathaniel Wallman

      Executive Vice President,
Chief Executive Officer

    • Julie Halper

      Julie Halper

      Executive Vice President,
Chief Actuary Officer

    • Brian Sabia

      Brian Sabia

      Executive Vice President,
Chief Underwriting Officer

    • Bin Zhang

      Bin Zhang

      Executive Vice President, AgRe

Our Locations

Career Opportunities

We’re a small, agile team with the support of a global network and the insight of local markets — shaping the future of reinsurance. If you’d like to be part of that, we welcome your application at info@toare.com.