Providing Peace of Mind
Our Strengths, Driven by People
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01
Our Strengths
Built to Deliver, Rated to Prove It
We’re proud to hold A (Excellent) ratings from both A.M. Best and Standard & Poor’s—clear indicators of our financial strength and reliability. These ratings reflect the trust our partners place in us and our long-standing commitment to stability, consistency, and delivering on our promises—further reinforced by the backing and stability of our Japanese parent, The Toa Reinsurance Company, Ltd.
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02
Our Strengths
Behind every solution, it’s people who make the difference.
Our team has a combined XX years of experience. Which gives us the depth and breadth of situational knowledge to make suggestions and create alternate ways of doing things and ultimately provide optimal reinsurance solutions.
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03
Our Strengths
Less Hierarchy, More Humanity
Our flat corporate structure eliminates unnecessary layers, allowing us to move quickly and make decisions with speed and clarity. This streamlined approach fosters direct communication, faster response times, and greater agility—so we can adapt to your needs, act on opportunities, and deliver solutions without the delays of traditional hierarchies.
Reinsurance
You Can Rely On
We offer a wide range of reinsurance products written on both a proportional and an excess of loss basis.
Casualty
E&S Property
Professional Liability
Multi-Line/Regional
AgRe
Casualty
E&S Property
Professional Liability
Multi-Line/Regional
AgRe
Casualty
E&S Property
Professional Liability
Multi-Line/Regional
AgRe
Casualty
E&S Property
Professional Liability
Multi-Line/Regional
AgRe
Casualty
E&S Property
Professional Liability
Multi-Line/Regional
AgRe
Casualty
E&S Property
Professional Liability
Multi-Line/Regional
AgRe
Casualty
Professional Liability
E&S Property
Multi-Line/Regional
AgRe
Meet Our Team
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Executive Team
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Nathaniel Wallman
Executive Vice President, Chief Executive Officer
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Julie Halper
Executive Vice President, Chief Actuary Officer
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Brian Sabia
Executive Vice President, Chief Underwriting Officer
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Bin Zhang
Executive Vice President, AgRe
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Our Locations
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US Headquarters
Morristown, NJ
177 Madison Avenue
Morristown, NJ 07960
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Agricultural Office
Irvine, CA
18301 Von Karman Avenue, Suite 400
Irvine, CA 92612
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Canada Branch
Toronto, Ontario
55 University Avenue, Suite 1103
Toronto, Ontario M5J 2H7
Career Opportunities
We’re a small, agile team with the support of a global network and the insight of local markets — shaping the future of reinsurance. If you’d like to be part of that, we welcome your application at info@toare.com.